Homebuyer Education | Homebuyer Tax Credit and First Time Home Buyer Programs in Missoula & Billings Homebuyer Education | Homeword - Sustainable Communities for All

Homebuyer Education

Our first-time homebuyer education course teaches you how to:

  • Create a spending plan
  • Set savings goals
  • Use credit wisely
  • Access banking services
  • Distinguish between different types of loans
  • Avoid predatory lending practices
  • Identify affordable housing options
  • Work with a real estate professional
  • Maintain a home and prevent foreclosure

When you successfully complete the entire course, we provide you with a HUD certificate required for many down payment assistance and other lending programs for first-time homebuyers.

Courses are offered monthly and run 11 hours in Missoula and nine hours in Billings.

If weekday classes don’t work for your schedule, we offer all-day Saturday classes at least twice per year. Check the calendar for upcoming Saturday classes ».

Classes are open to the public and cost $20 per person or $35 per household. Childcare vouchers are available upon payment of the registration fee, and financial hardship scholarships are available. Refreshments are also provided.

Resources

Homeword does not offer down payment assistance funds or loans. However, we are a HUD Certified Housing Counseling Agency. Each participant who successfully completes the entire course is provided with a certificate that is required for many down payment assistance and other lending programs for first-time homebuyers. Our instructors and counselors will refer you to available down payment assistance options in the community.

Helpful Links

Sponsors

Thanks to the support of our generous donors, we are able to provide our first-time homebuyer education program at little cost to our clients. This support is especially crucial and much appreciated given recent federal budget cuts and the lingering economic downturn.

Classes

Missoula

+ March

Course Schedule
  • Day 1: Sat, March 10th (9:00am - 6:00pm)
  • Day 2: Mon, March 12th (6:00 - 8:00pm)
Locations

March 10th
Mountain West Bank
3301 Great Northern Avenue
Missoula, MT 59808
Get Directions

March 12th
Homeword HomeOwnership Center (HOC)
127 N Higgins Avenue, Suite 303
Missoula, MT 59802
Get Directions

Cost

$20/person or $35/household non-refundable registration fee to cover the cost of materials. A $25 returned check fee, payable to Homeword, will be charged for all returned checks, in addition to any bank fees.

Pay Online

Contact

Holly Klier
holly@homeword.org
(406) 532-4663 x10

Childcare

Childcare vouchers are available for children 5 months and older upon payment of registration fee at:
Busy Hands Fun Center
1527 South Ave W
Missoula, MT 59801

+ April

Course Schedule
  • Day 1: Mon, April 9th (6:00 - 9:00pm)
  • Day 2: Tue, April 10th (6:00 - 9:00pm)
  • Day 3: Wed, April 11th (6:00 - 9:00pm)
  • Day 4: Mon, April 16th (6:00 - 8:00pm)
Locations

Lambros Real Estate ERA
3011 American Way
Missoula, MT 59808
Get Directions

Cost

$20/person or $35/household non-refundable registration fee to cover the cost of materials. A $25 returned check fee, payable to Homeword, will be charged for all returned checks, in addition to any bank fees.

Pay Online

Contact

Holly Klier
holly@homeword.org
(406) 532-4663 x10

Childcare

Childcare vouchers are available for children 5 months and older upon payment of registration fee at:
Busy Hands Fun Center
1527 South Ave W
Missoula, MT 59801

+ May

Course Schedule
  • Day 1: Mon, May 7th (6:00 - 9:00pm)
  • Day 2: Tue, May 8th (6:00 - 9:00pm)
  • Day 3: Wed, May 9th (6:00 - 9:00pm)
  • Day 4: Mon, May 14th (6:00 - 8:00pm)
Locations


,
Get Directions

Homeword HomeOwnership Center (HOC)
127 N Higgins Avenue, Suite 303
Missoula, MT 59802
Get Directions

Cost

Classes are open to the public and cost $10 per person. Childcare vouchers are available upon payment of the registration fee, and financial hardship scholarships are available. Refreshments are also provided.

Pay Online

Childcare

Childcare vouchers are available for children 5 months and older upon payment of registration fee at:
Busy Hands Fun Center
1527 South Ave W
Missoula, MT 59801

+ June

Course Schedule
  • Day 1: Sat, June 2nd (9:00am - 6:00pm)
  • Day 2: Mon, June 4th (6:00 - 8:00pm)
Locations

Homeword Missoula
127 North Higgins Avenue, #303
Missoula, MT 59802
Get Directions

Cost

$20/person or $35/household non-refundable registration fee to cover the cost of materials. A $25 returned check fee, payable to Homeword, will be charged for all returned checks, in addition to any bank fees.

Pay Online

Contact

Holly Klier
holly@homeword.org
(406) 532-4663 x10

Childcare

Childcare vouchers are available for children 5 months and older upon payment of registration fee at:
Busy Hands Fun Center
1527 South Ave W
Missoula, MT 59801

Billings

+ March

Course Schedule
  • Day 1: Tue, March 6th (6:00 - 9:00pm)
  • Day 2: Wed, March 7th (6:00 - 9:00pm)
  • Day 3: Thu, March 8th (6:00 - 9:00pm)
Locations

Southern Lights Community Room
801 South 28th Street
Billings, MT 59101
Get Directions

Cost

$20/person or $35/household non-refundable registration fee to cover the cost of materials. A $25 returned check fee, payable to Homeword, will be charged for all returned checks, in addition to any bank fees.

Pay Online

Contact

Darrell LaMere (8 am–12 pm)
darrell@homeword.org
(406) 255-0298

+ April

Course Schedule
  • Day 1: Tue, April 10th (6:00 - 9:00pm)
  • Day 2: Wed, April 11th (6:00 - 9:00pm)
  • Day 3: Thu, April 12th (6:00 - 9:00pm)
Locations

Southern Lights Community Room
801 South 28th Street
Billings, MT 59101
Get Directions

Cost

$20/person or $35/household non-refundable registration fee to cover the cost of materials. A $25 returned check fee, payable to Homeword, will be charged for all returned checks, in addition to any bank fees.

Pay Online

Contact

Darrell LaMere (8 am–12 pm)
darrell@homeword.org
(406) 255-0298

+ May

Course Schedule
  • Sat, May 19th (8:00am - 5:00pm)
Locations

Southern Lights Community Room
801 South 28th Street
Billings, MT 59101
Get Directions

Cost

$20/person or $35/household non-refundable registration fee to cover the cost of materials. A $25 returned check fee, payable to Homeword, will be charged for all returned checks, in addition to any bank fees.

Pay Online

Contact

Darrell LaMere (8 am–12 pm)
darrell@homeword.org
(406) 255-0298

+ June

Course Schedule
  • Day 1: Tue, June 5th (6:00 - 9:00pm)
  • Day 2: Wed, June 6th (6:00 - 9:00pm)
  • Day 3: Thu, June 7th (6:00 - 9:00pm)
Locations

Southern Lights Community Room
801 South 28th Street
Billings, MT 59101
Get Directions

Cost

$20/person or $35/household non-refundable registration fee to cover the cost of materials. A $25 returned check fee, payable to Homeword, will be charged for all returned checks, in addition to any bank fees.

Pay Online

Contact

Darrell LaMere (8 am–12 pm)
darrell@homeword.org
(406) 255-0298

Contact

Homeword Missoula 127 N Higgins Avenue, #307
Missoula, Montana 59802 P (406) 532-4663   F (406) 541-0239

Homeword Billings 2722 3rd Avenue N, #280
Billings, MT 59101 P (406) 255-0298   F (406) 839-9986

Sign-Up


Designed by Six Pony Hitch
Equal Housing Opportunity

Homeword, Inc. is firmly committed to providing access, equal opportunity, and reasonable accommodation in its properties, programs and services, classes, activities, and materials. Please call (406) 532-4663 x10 to request accommodation or to obtain materials in an alternate format, or dial 711 (TTY) for Montana Relay.

Homebuyer education classes, financial education classes, and homeownership counseling sessions are funded in part by the US Department of Housing and Urban Development, the Montana Board of Housing, NeighborWorks Montana, the Montana Department of Commerce, and other organizations and businesses.